Earn a $200 statement credit after spending $2,000 in purchases within the first six months of account opening.

Earn 3% cash back at U.S. supermarkets, gas stations, and online retail (up to $6,000 per year each, then 1%), plus 1% on other purchases. Added value comes from monthly credits for streaming services and meal kit deliveries.

0% intro APR on purchases and balance transfers for 15 months. After that, the APR ranges from 20.24% to 29.24% variable. This makes it helpful if you plan on spreading out larger purchases.